Products and services to fit all your needs
So why go with a one-size-fits-all checking account?
We offer a variety of checking accounts designed to complement a broad spectrum of lifestyles. Whether you are looking for an interest-bearing account loaded with all the bells and whistles—or just want a basic account that gets the job done—you’ll find what you’re searching for right here at First Kentucky Bank.
Need assistance in choosing the perfect account for your lifestyle?
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The perfect choice for someone who wants peace of mind, unrivaled savings, and extra benefits.
All of these benefits and more for the low monthly membership of only $6.95!
Star Rewards Member Benefits Overview
Online Access for Star Rewards Members
*Registration/activation required
1 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.
2 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
**Must enroll. Terms & conditions apply.
The perfect choice for someone who is looking for a simple, no-frills account.
*Must enroll. Terms & conditions apply.
The perfect choice for someone who is looking for a simple, no-frills account.
*Must be 50 or better.
**Must enroll. Terms & conditions apply.
The perfect choice for someone who wants to earn interest on checking.
The Platinum Service checking account is designed to reward our customers for their total deposit relationship at First Kentucky Bank. Platinum Service Checking is the right option for any customer with Certificate of Deposit (CD) and/or Individual Retirement Account investments over $5,000.
Platinum Service Checking benefits are provided at no monthly service fee for members who maintain a minimum $5,000 total deposit relationship; otherwise, the monthly membership fee is $8.00.
The membership fee of $8.00 will be assessed every monthly statement cycle if the combined balance of deposit accounts falls below $5,000.00 on any day of the statement cycle.
Fees could reduce account earnings.
**Must enroll. Terms & conditions apply.
The perfect choice for someone who wants to earn interest on checking.
Do you typically keep a higher checking account balance? The Interest Checking option is designed for the customer who wants basic, no-nonsense checking — with interest.
The monthly service fee on the Interest Checking account can be waived if:*
* Accounts that fall below the minimum balance requirements are assessed a monthly service fee of $7.50. Fees could reduce account earnings.
**Must enroll. Terms & conditions apply.
Everyone needs help with finances from time to time.
Bright Start is designed for individuals that have experienced difficulties maintaining a checking account in the past. If you’re looking for a “Bright Start”, then this account could be for you!
*Bright Start customers who attend a financial workshop will receive a maximum refund of six months’ monthly service fees for accounts in good standing. After the customer’s account is in good standing for six consecutive months, the customer can upgrade.
Savings to fit your needs now & in the future.
Providing for the future often means putting something aside today. At First Kentucky Bank, we make it easy to get the most out of your everyday savings and long-term savings plans. Whether you are establishing a rainy-day fund or just looking to help your children learn the value of a dollar, we’ve got a savings option to meet your needs.
Save for a rainy day! Make a $50 deposit to get things started.
Details
*If the Combined Statement option is chosen, your savings statement will be included in your monthly combined statement. Fees could reduce account earnings.
**Must enroll. Terms & conditions apply.
Any child age 12 & under is eligible.
Details
* The Kids Club savings account must be a joint account with a parent or legal guardian. Fees could reduce account earnings.
A great way to start saving now for the next holiday season!
Details
Fees could reduce account earnings.
The perfect choice for the depositor who wants to earn higher interest rates on larger balances yet still wants the money to be easily accessible and FDIC insured.
Details
Our round up savings program is the convenient way to save for the future. Automate your savings.
Details
Health Savings Accounts (HSAs) provide an alternative to traditional health insurance by offering you a different way to pay for health care. With an HSA, you can pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis. To qualify, you must be covered by a High Deductible Health Plan (HDHP). It is recommended that you consult with your insurance provider to determine your eligibility.
Fees could reduce account earnings.
Want to earn better interest without putting your savings at risk? A safe, secure First Kentucky Bank Certificate of Deposit is FDIC-insured and serves as a steady alternative to volatile investments. With terms from thirty-one days to five years, our CDs can help you reach the savings goals you have in mind.
*Certain conditions apply. A penalty may be imposed for early withdrawal.
It’s never too early — or too late — to start planning for your retirement. An IRA is a long-term savings plan that lets you build a nest egg for your retirement.
A penalty may be imposed for early withdrawal.
** Consult your tax advisor to discuss your individual tax situation.
That’s the benefit of working with First Kentucky Bank, a locally owned and operated institution.
Our approval process is quick and flexible, saving you both time and money. We offer a variety of consumer and mortgage loan products, including our popular Home Equity Lines & Loans.
Our friendly, experienced lending professionals are ready to help get the loan process started for you, whether you prefer applying in person or online!
To apply online for a Home Loan, visit our Mortgage Center. To fill out an online inquiry for a Consumer Loan, use our Loan Inquiry Form. For assistance, call or visit a Loan Officer near you.
All credit subject to approval. Terms and conditions apply.
Buying a car or a boat? Adding a room to the house or renovating the kitchen? Looking for a way to finance a dream vacation? First Kentucky Bank offers a variety of consumer loans to help you reach your goals.
At First Kentucky Bank, we offer a full line of home financing products to meet your needs— whether you are building, buying, refinancing, making improvements, or using the equity in your home.
Our site is your resource to financial issues and questions you may have. Whether you’re a teen getting ready for college, a newlywed couple or a seasoned saver there is always something new to learn!
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