Business Banking

Products and solutions to fit all your needs

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Business Checking

Choose what’s right for you

Competitive rates, services, and technology make First Kentucky Bank a business partner you can count on.

Whether you have 10 employees or 10,000, First Kentucky Bank has the services and products you need to compete aggressively, operate efficiently, and continue expanding your business.

Need assistance in choosing the perfect account or services for your business?

Schedule A Visit  Compare Accounts Contact Us Today

 

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Business Basic Checking

Small business friendly

  • $100 minimum to open an account
  • $7.50 minimum service fee
  • 200+ Transactions
  • $0.25 excess items fee over 200
  • Visa® Debit Card

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Business Regular Checking

Best for small to medium-sized businesses

  • $100 minimum to open an account
  • $10 fee, but waived if min balance of $5,000 is maintained.
  • 350+ Transactions
  • $0.25 excess items fee per items over 350
  • Visa® Debit Card

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Business Interest Checking

Small business friendly with interest

  • $100 minimum to open an account
  • $7.50 minimum service fee (can be waived with a $500 daily minimum account balance)
  • Interest earned on balances of $500 or more
  • Interest paid monthly
  • Unlimited check-writing
  • Unlimited deposited items*
  • Visa® Debit Card

*Business analysis fees may apply

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Business Analysis* Checking

Designed for businesses with high transaction volume

  • $100 minimum to open an account
  • $7.50 minimum service fee
  • 350+Transactions
  • $0.15 per check paid charge
  • Deposited item charge $.07 drawn on FKB
    • $.09 drawn on all other banks
  • Visa® Debit Card

*Charges for Business Analysis Checking may be offset with earnings credit

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Nonprofit Checking

Perfect for nonprofit organizations, such as churches, school groups, and civic clubs

  • $100 minimum to open an account
  • No service fee
  • Unlimited transactions
  • Visa® Debit Card

Business Savings

Saving options to fit your business needs!

Put your excess funds to work with a Certificate of Deposit, Statement Savings, or Money Market Investment Account for businesses.

Contact Us Today

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Business Savings

  • Open with a deposit as small as $100
  • No service charge
  • No Minimum balance requirement
  • Interest earned daily and paid quarterly

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Money Market

  • Open with a deposit as small as $100
  • Interest is paid on all balances, but tiered, so you can earn a higher rate on your balance
  • Interest credited monthly

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Business CD

  • Open with a deposit as little as $500
  • Short and long-term options

 Business Lending

First Kentucky Bank is a financial partner you can count on as you work to establish or expand your business.

Our approval process is quick and easy, saving you both time and money. We’ve developed a collection of straightforward, understandable loan products designed to help you maintain the flexibility and control that is important to your business.

Whether you are a large corporation, family-owned business or farmer, we support our business community with a variety of loan services:

  • Competitive interest rates
  • Flexible repayment terms
  • Fast decision-making

All credit subject to approval. Terms and conditions apply.

Find Loan Officer Contact Us Today Loan Inquiry Form

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Business Loans

  • Real Estate Loans
  • Business Lines of Credit
  • Equipment Loans
  • Other

 

Online Inquiry Form

Special DREAM Loan Application

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Agriculture Loans

  • Facility Construction
  • Real Estate Purchase
  • Crops
  • Equipment
  • Other

 

Online Inquiry Form

Business Services

Manage with Confidence

At First Kentucky Bank we take a personalized approach in working with you and your team to tailor our products and services to meet your specific needs.  We are committed in bringing you the tools to simplify how you manage your finances so you can focus on what is important, your business’s success.

To learn more about business services, contact Melissa Roman, Commercial Banking Specialist, at (270) 251-4964.

Contact Us Today

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Cash Management

Cash Management is a cost-effective suite of online tools that allows you to manage accounts, transfers, and payroll transactions.

  • ACH Origination
  • NACHA Import
  • Federal Tax Payments
  • Wire Transfers
  • Positive Pay
  • EDI Reporting
  • Sweep Accounts

 

Contact Us Today

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Remote Deposit Capture

Remote Deposit offers quick, convenient, and secure check processing right from your office. It improves the efficiency and profitability of your business by improving cash flow

  • Improve Cash Flow
  • Make Deposits 24/7
  • Research and Report Capabilities
  • Peace of Mind
  • Limit your Liability
  • Reduce transportation cost

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Merchant Services

Merchant services can increase and grow your business by accepting Visa, Mastercard, and other card payments.

Contact Us Today

Additional Financial Opportunities for Businesses

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Health Savings Accounts

With a Health Savings Account, eligible employees can pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis.

Contact us Today

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Workplace Banking

This program gives eligible employees access to various financial products and tools. Our team can help you determine if a bank-at-work program is right for your business or nonprofit.

Learn More

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Business Credit Cards

Choosing the right credit card is easier than ever. No matter which card you choose, you’ll enjoy important features that help with security, convenience, and expense management.

Learn More

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Wealth Management

We offer a wide array of financial products and investment tools to support your goals. We want to help you turn your aspirations and financial dreams into realities.

Learn More

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