Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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| Star Rewards Club Checking | Classic | Kentucky Club** | Bright Start |
|---|---|---|---|
| $50 minimum required to open account | $50 minimum required to open account | $50 minimum required to open account | $50 minimum required to open account |
| No minimum balance requirement | No minimum balance requirement | No minimum balance requirement | No minimum balance requirement |
| $6.95 monthly membership fee | No monthly service fee | No monthly service fee | $7.50 monthly service fee*** |
| Free wallet-style checks | no | Free wallet-style checks | First 50 wallet-style checks free |
| Discount on safe deposit box rental | no | no | no |
| Up to $10,000 Accidental Death & Dismemberment insurance | no | no | no |
| Cellular Telephone Protection* (*see Guide to Benefits) | no | no | no |
| IDProtect®*: Identity Theft Monitoring and Resolution Services (*see Guide to Benefits; Registration/Activation Required) | no | no | no |
| Travel and Leisure Discount Membership*, $hopping Rewards*, and Discounted Gas/Gift Cards (*Registration/Activation Required) | no | no | no |
**Must be 50 or better
***Eligible for service fee refund or full-benefit account upgrade under certain conditions.”
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| Platinum Checking | Interest Checking |
|---|---|
| $50 minimum required to open account | $50 minimum required to open account |
| No minimum balance requirement | Minimum balance requirement |
| $8.00 monthly maintenance fee* (*waived under certain conditions) | $7.50 monthly maintenance fee* (*waived under certain conditions) |
| Interest is earned on the daily balance | Interest earned on balances of $500 or more |
| Higher interest rate earned on accounts with balances of $1,500 or more | Higher interest rate earned on accounts with balances of $1,500 or more |
| Free wallet-style Platinum Service checks | no |
| & Free cashier's checks | no |
| Penalty-free withdrawals from all CDs for medical needs | no |
| Discount on safe deposit box rental | no |
| Stop payments at no issue charge | no |
*Fees could reduce account earnings.
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