First Kentucky Bank Welcomes Andy Graham as Senior VP, Commercial Lending

FIRST KENTUCKY BANK WELCOMES ANDY GRAHAM AS SENIOR VICE PRESIDENT, COMMERCIAL LENDING

January 05, 2026, Mayfield, Kentucky – First Kentucky Bank President/CEO, Will Hayden announces that Andy Graham has joined First Kentucky Bank as Senior Vice President, Commercial Lending.

headshot of male employee, andy graham

Hayden stated, “I am excited for Andy and First Kentucky as we continue building on the momentum of 2025 and strengthening our foundation for long term success. In his career, Andy has earned a strong reputation for consistent production, sound judgment, and effective leadership of lending teams.”

Graham has over 35 years of lending experience, and most recently served as the Chief Lending Officer at another financial institution. At First Kentucky Bank, he will be responsible for commercial relationship management in western Kentucky.

“After many years in commercial lending, I’m excited to bring my experience to First Kentucky Bank,” said Andy Graham, “This role allows me to do what I value most – work closely with business owners, provide practical solutions, and help strengthen the local economy in Mayfield-Graves County and the surrounding region.”

Graham is a Marshall County High School graduate and resides in Murray, Kentucky with his wife, Cheryl. They have three children and three grandchildren. His personal hobbies include cycling, running, and spending time with his children and grandchildren.

Throughout his career, Andy has been heavily involved in the communities where he serves. He is currently a member of Murray First United Methodist Church where he has served on various committees.

His past involvement includes participation with the Marshall County and Murray-Calloway County Chambers of Commerce, Murray Main Street, the Murray-Calloway County Convention and Visitors Bureau, and Leadership Murray. He has also supported local philanthropic and civic initiatives through the Murray-Calloway County Community Foundation, MSU Town & Gown, the Benton Lions Club, and the Murray Rotary Club.

Andy looks forward to becoming involved in community initiatives as he continues building relationships in the region. He is proud to serve the financial needs of Graves County and the surrounding areas. For assistance, please call 270-251-4942.

 

About First Kentucky Bank

First Kentucky Bank is a Kentucky-based community bank established in 1899, now with assets exceeding $588 million. First Kentucky provides a personal approach to finances for those in six counties, including Carlisle, Graves, Livingston, Marshall, Muhlenberg, and Ohio. They are committed to bringing customers simple ways to connect, grow and protect their financial health in both personal and business endeavors. They are a Member FDIC Bank and an Equal Housing Lender.