Lending

Flexible loan products and solutions to support your personal and commercial needs.

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Lending Made Simple — For Your Life and Your Business

Whether you’re looking for a Personal or Business Loan, First Kentucky Bank is here to help. As a trusted financial partner, we offer quick, flexible approval processes designed to save you time and money.

We provide a full range of lending options, including:

  • Consumer Loans
  • Mortgage Loans
  • Commercial Loans
  • Ag Loans

Ready to get started? Complete our Loan Inquiry Form or connect with a Loan Officer near you for personalized assistance.

All credit subject to approval. Terms and conditions apply.

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Consumer Loans

Buying a car or a boat? Adding a room to the house or renovating the kitchen? Looking for a way to finance a dream vacation? First Kentucky Bank offers a variety of consumer loans to help you reach your goals.

  • Automobile Loans
  • Boat, Camper & Recreational Vehicle Loans
  • Mobile Home Loans
  • Personal Loans
  • Secured Fixed‑Rate Loans
  • Debt Consolidation Loans

Loan Inquiry Loan

Find a Loan Officer

For financial resources, including loan calculators and coaches, please see our Prosper Learning Center.

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Mortgage Loans

At First Kentucky Bank, we offer a full line of home financing products to meet your needs— whether you are building, buying, refinancing, making improvements, or using the equity in your home.

  • Mortgage Loans
  • Adjustable‑Rate Mortgages
  • Construction / Construction‑to‑Permanent Loans
  • HELOCs & Home Equity Loans

Adjustable-Rate Mortgage (ARM)

Construction to Permanent (C2P)

Loan Inquiry Form

Find a Loan Officer

Find our First Kentucky Mortgage Lenders information on the NMLS Registry Listing.

For additional help, see our Mortgage Resources and Calculators.

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Business Loans

First Kentucky Bank offers flexible business financing to support your company at every stage—from real estate purchases and working capital to equipment financing and other business needs.

  • Commercial Real Estate Loans
  • Business Lines of Credit
  • Equipment Loans
  • Other Business Financing Needs

Loan Inquiry Form

Special DREAM Loan Application

Find a Loan Officer

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Agriculture Loans

First Kentucky Bank provides flexible agricultural financing to help your operation succeed—from facility construction and land purchases to crop financing, equipment, and more.

  • Facility Construction
  • Agricultural Real Estate Purchases
  • Crop Financing
  • Equipment Financing
  • Other Agricultural Needs

Loan Inquiry Form

Find a Loan Officer

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Chat with a representative