Competitive rates, services and technology make First Kentucky Bank a business partner you can count on.
Whether you have 10 employees or 10,000, First Kentucky Bank has the services and products you need to compete aggressively, operate efficiently and to continue expanding your business.
You can open any of our Business Checking accounts with a deposit of as little as $100. Plus, with online and mobile banking, you can conveniently view your accounts up to the minute and perform transactions electronically.
Business Basic Checking is designed for small businesses that typically maintain a minimum daily balance of less than $5,000 and those that have a lower volume of transactions (less than 200 a month).
As your balance grows, so do your checking needs. Business Regular Checking is designed for small to medium sized businesses with a slightly larger volume of transactions.
Designed for larger businesses that maintain a high volume of transactions. With the Business Analysis Checking Account your account activity determines your monthly service fees, saving your business money.
As a reward to loyal business customers who maintain sufficient balances and an active account, we may reduce fees based on daily earnings credit.
Among the items considered in the Business Analysis formula are:
As a devoted supporter of the communities we serve, First Kentucky Bank provides a no service fee checking account option for non-profit organizations, such as churches, school groups and civic clubs.
Here are the benefits and features applied to ALL First Kentucky Business Checking Accounts:
|Small business friendly!||Best for small to medium sized businesses.||Designed for businesses with high transaction volume.||No service fee so we can help support our community!|
|$100 minimum required to open account||$100 minimum required to open account||$100 minimum required to open account||$100 minimum required to open account|
|$7.50 minimum service fee||$10, but waived if minimum balance of $5,000 is maintained||$7.50 minimum service fee||None|
|200+ Transactions||350 Transactions||350+ Transactions||Unlimited|
|$0.25 excess items fee per item over 200||$0.25 excess items fee per item over 350||$0.15 per check paid charge|
|Deposited items charge for items drawn on FKB will be $.07. Items drawn on all other banks $.09. This may be offset with earnings credit.|
|$.10 per ACH item|