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Business Checking

Business Checking

Choose what's right for you

Competitive rates, services and technology make First Kentucky Bank a business partner you can count on.

Whether you have 10 employees or 10,000, First Kentucky Bank has the services and products you need to compete aggressively, operate efficiently and to continue expanding your business.

You can open any of our Business Checking accounts with a deposit of as little as $100. Plus, with online and mobile banking, you can conveniently view your accounts up to the minute and perform transactions electronically.

To view our current fee schedule, click here.

Reorder Checks

First Kentucky Perks

Standard Benefits & Features
Online Banking

Online Banking

Banking has never been more convenient!
(Learn more below)

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Mobile Services

Mobile Services

Including Mobile Banking, Mobile Pay, Telephone Banking, and Flash Deposits

Get More Information

Bill Payment

Bill Payment

With our app or online, you can easily and quickly pay bills.

Set Up Bill Payment

Statement Options

Statement Options

Combine checking, savings, and IRA account balances into one statement or sign up for FREE eStatements!
ATM or VISA Check Card

ATM or VISA Check Card

ATM or VISA Check Card

Traditional Services

Night Deposit Boxes & Safe Deposit Boxes, Free Notary Public Services, and Wire Transfers with other Financial Institutions.

Business Basic Checking

Business Basic Checking is designed for small businesses that typically maintain a minimum daily balance of less than $5,000 and those that have a lower volume of transactions (less than 200 a month).

Business Regular Checking

As your balance grows, so do your checking needs. Business Regular Checking is designed for small to medium sized businesses with a slightly larger volume of transactions.

Business Analysis Checking

Designed for larger businesses that maintain a high volume of transactions. With the Business Analysis Checking Account your account activity determines your monthly service fees, saving your business money.

As a reward to loyal business customers who maintain sufficient balances and an active account, we may reduce fees based on daily earnings credit.

Among the items considered in the Business Analysis formula are:

  • $7.50 monthly service fee
  • $0.15 per check paid
  • $0.07 for each on-us item deposited
  • $0.09 for each item deposited from other banks
  • $0.10 per each ACH item
  • Qualifying accounts may be eligible to earn interest on their funds in lieu of the earnings credit


As a devoted supporter of the communities we serve, First Kentucky Bank provides a no service fee checking account option for non-profit organizations, such as churches, school groups and civic clubs.

Business Checking Account Comparison

Here are the benefits and features applied to ALL First Kentucky Business Checking Accounts:

  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Online Check Images
  • Unlimited Check Writing
  • VISA Debit/ATM Card
  • FREE Online Statements
  • FREE Paper Statement

Business Basic

Business Regular

Business Analysis


Small business friendly! Best for small to medium sized businesses. Designed for businesses with high transaction volume. No service fee so we can help support our community!
$100 minimum required to open account $100 minimum required to open account $100 minimum required to open account $100 minimum required to open account
$7.50 minimum service fee $10, but waived if minimum balance of $5,000 is maintained $7.50 minimum service fee None
200+ Transactions 350 Transactions 350+ Transactions Unlimited
$0.25 excess items fee per item over 200 $0.25 excess items fee per item over 350 $0.15 per check paid charge
Deposited items charge for items drawn on FKB will be $.07. Items drawn on all other banks $.09. This may be offset with earnings credit.
$.10 per ACH item

*Charges for Business Analysis Checking may be offset with earnings credit.

Other Business Banking Services