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About First Kentucky

Learn the History of First Kentucky Bank

Partnering with you for life

First Kentucky Bank promises to provide a personal approach to your finances. We are committed to bringing you simple ways to connect, grow and protect your financial health in both personal and business endeavors.
Our Promise to You!

Present Looking Forward

Our promise is to help you connect, grow and protect your financial health. Prosper is a tool designed to help you understand your own finances so you can be smart with your money. We want to help your family and business learn more, so you can truly prosper!

We will continue to serve you at each of our branches, online or on the phone, so you always have an easy way to connect with us. Plus, you’ll see us around the community helping with different events and projects. We know our communities are only as successful as the work we put into them.
See where we’re getting involved.


First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.

In 2001, the bank opened its first branch office in Mayfield and expanded its footprint beyond Mayfield and Graves County when it acquired the banking offices in Muhlenberg and Ohio counties. The bank also changed its name to First Kentucky Bank to reflect the excitement of one of Kentucky's fastest growing financial service organizations.

The openings of two beautiful banking facilities in Bardwell and Grand Rivers in 2007, and the new Benton Office in 2011, are proof positive that the entrepreneurial spirit of our founders is alive and well at First Kentucky Bank. In 2012, we combined the Hartford and Beaver Dam offices and opened a new facility in Beaver Dam. We have grown from that one office at the corner of 7th and West Broadway over a century ago to an institution with over $405 million in assets with ten offices in six counties (Graves, Carlisle, Marshall, Livingston, Muhlenberg, and Ohio) of western Kentucky.

While we are extremely proud of our history, our focus is on the future and adapting to the ever-changing financial environment.

First Kentucky is dedicated to the future of our community.